₹20,000₹50,00,000
2%18%
12 months15 years
Indicative figures on a reducing balance. Actual rate depends on your credit profile and verification. T&C apply.
Rates, fees & disclosures
Interest rate2% – 18% p.a. (based on credit profile)
Loan amount₹20,000 – ₹50,00,000
Tenure12 months – 15 years
Processing fee2% of the loan amount
EMI bounce charge₹590 per bounce
Pre-closure chargesNone
APR (incl. interest, processing fee & standard costs)2% – 18%
Representative example₹1,00,000 at 2% p.a. for 24 months: EMI ≈ ₹4,254, interest ≈ ₹2,097, total ≈ ₹1,02,097
Loan approval requires full KYC validation. *T&C apply.
Why Choose Ujjwal Financial?
- Loan range: ₹20,000 – ₹50,00,000
- Interest range: 2% – 18% p.a.
- Tenure: 12 months to 15 years
- Processing fee: 2% of loan
- EMI bounce: ₹590 per bounce
- No pre-closure charges
- Transparent APR disclosures
- 100% digital & paperless
Representative example
Loan₹1,00,000
Rate2% p.a.
Tenure24 months
EMI≈ ₹4,254 / month
Interest≈ ₹8,242
Total repayment≈ ₹1,08,242
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