Eligibility criteria
Simple requirements, clear process
To apply, you just need to fulfil a few simple requirements. We keep the process clear, transparent and hassle-free for everyone.
Age criteria
Minimum 18 years, maximum 70 years. Valid ID proof required.
Income criteria
Salaried: ₹5,000+ monthly. Self-employed: ₹5,000+ monthly. No income proof documents required.
Employment stability
Salaried: 6 months experience, min. 6 months in current job. Business: 1 year+ in operation.
Loan terms at a glance
Minimum loan amount₹20,000
Maximum loan amountUp to ₹50,00,000
Annual interest rateApprox. 2% – 18%
Repayment tenureUp to 12 months – 15 years
Processing fee2% of loan amount
EMI bounce charge₹590 per bounce
Pre-closure chargesNone
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Keep these ready
To apply, applicants submit specific documents for verification, grouped into three simple categories.
Identity proof
- Aadhaar Card
- PAN Card
- Passport
Address proof
- Electricity Bill
- Ration Card
- Driving License
Additional documents
- Passport-size photographs
- Age proof certificate
- Educational certificates
Your finance partner for every need. Get started now.
Apply online in about 2 minutes. 100% digital, secure and transparent — no branch visits.